A checking account that earns interest while you enjoy easy access to your funds!

  • No monthly service charge with minimum daily balance of $1,000
  • Monthly fee of $10.00 if balance falls below $1,000
  • No charge for the first 30 withdrawals per statement cycle, $.15 per item charge over 30 withdrawals, this includes electronic items
  • $1,000 opening deposit required
  • No charges for ATM transactions at First National Bank in Cimarron locations
  • No charges for online banking and bill payment services
  • Interest bearing*
  • Corporations, partnerships and for profit organizations not eligible

For more rate information: http://www.fnbcimarrononline.com/home/accounts/deposit-rates

*RATE Information - this account is an interest bearing account. The interest rate and annual percentage yield are included in the Rate Chart. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account DAILY. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly. If the account is closed before interest is credited, you will not receive the accrued interest.

BALANCE information - we use the daily collected balance method to calculate interest on your account. This method applies a daily periodic rate to the collected principal balance in the account each day. We will use an interest accrual basis of 365 for each day of the year. You must maintain a minimum balance of $1,000 collected balance in the account each day to obtain the disclosed annual percentage yield. Fees may reduce earnings.